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January is no spend month in our house. What does this mean?

It means we're not spending unless it's a necessity or an otherwise planned expense. No eating out. No impulse buying. No buying books on Amazon (this is HARD!). No grabbing a Starbucks on the way to piano lessons (ouch - I usually do that).

So, this is me, brewing my own fancy coffee at home and taking it in the van to piano lessons.